For small property investors
Rental Property Cash-Flow Calculator and BRRRR Analyzer
Rehab, refinance, taxes and cash-on-cash return, with a lender-ready PDF.
Purchase
Income and expenses
Laundry, parking, storage
Roof, furnace, appliances
Refinance (BRRRR)
Set to 0 to skip the refinance
Results
Cash flow / month
$311.20
Cash-on-cash
5.7%
Cap rate
7.4%
DSCR
1.32
Lenders often want 1.20 or more
- Cash invested
- $66,000.00
- Loan amount
- $144,000.00
- Principal and interest
- $958.04
- Income after vacancy
- $1,995.00
- Operating expenses
- $725.77
- Net operating income / year
- $15,230.80
- Rent as % of cost
- 1.02%
- Break-even rent
- $1,700.52
- Cash flow / year
- $3,734.37
After refinance
- New loan
- $187,500.00
- Cash returned
- $40,218.62
- Cash left in the deal
- $25,781.38
- Equity
- $62,500.00
- New payment
- $1,279.08
- Cash-on-cash
- -0.5%
- DSCR
- 0.99
- Cash flow / month
- -$9.85
Download a lender-ready PDF
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Saved deals
Save your work and reopen it on any device
Everything on screen stays free. Unlock this tool once, or get all ten with All-Access.
A calculator, not advice. Verify rents, taxes, insurance and loan terms before you commit.
What it does
- Purchase, rehab, financing, rent and every operating expense in one clear model.
- Cash flow, cap rate, cash-on-cash return, DSCR and how much cash a refinance returns.
- Save deals, compare them side by side, and export a PDF summary for a lender or partner.
Questions
Is this financial advice?
No. It is a calculator that shows the result of the numbers you enter. Verify rents, taxes, insurance and loan terms yourself before making a decision.
What is BRRRR?
Buy, Rehab, Rent, Refinance, Repeat: buying below market, improving the property, renting it, then refinancing to recover the cash you put in.